Home » Get help » Pensions
Pensions advice:   Don't take the DIY approach - talk to an expert

Request a callback

Getting a better deal on pensions is one of the top priorities for HCSA and our members. Too many of us are being hit with tax bills and the rules are complex and counterproductive.

That’s why we’re campaigning for tax reform.

But doctors need help now. The NHS Pension scheme is generous, but the stress of unexpected tax bills can have a disastrous impact on our individual finances.

There are DIY options available, but HCSA’s view is that this path is fraught with risks. A mistake on the data you input can easily lead you to take the wrong decision.

And why should doctors feel they must teach themselves the ins and outs of tax law anyway?

That’s why we’ve teamed up with Quilter Financial Advisers, who are experts on the NHS pension scheme and offer HCSA members a free initial financial consultation as well as exclusive member-only events.

Don’t be paralysed by fear about your pension or try to work it out on your own – make informed choices with expert support and advice.

Request a callback


The value of pensions and the income they produce can fall as well as rise. You may get back less than you invested.

Approver Quilter Financial Services Limited & Quilter Mortgage Planning Limited. 14 February 2024.